Eviction - Respect State Housing Laws Act

2026 Federal Priority 

Overview

The Coronavirus Aid, Relief, and Economic Security (CARES) Act established a temporary 120-day moratorium on evictions due to nonpayment of rent, applicable to federally-backed and federally-assisted housing. The law also required housing providers to notify covered residents 30 days before filing for eviction once the moratorium ended on July 24, 2020.

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The Respect State Housing Laws Act, introduced as S. 470 and HR 1078 by Sens. Cindy Hyde-Smith (R-MS) and Bill Haggerty (R-TN) and Reps. Barry Loudermilk (D-GA) and Vincente Gonzalez (D-TX.), eliminates the CARES ACT 30-day notice requirement from federal statute.

Industry Position

The National Apartment Association (NAA) urges Congress to pass the Respect State Housing Laws Act (S. 470/ H.R. 1078), striking the temporary, federal notice language from the CARES Act. 

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As an Owner or Operator, How Does this Affect My Business?

The federal CARES Act notice remains a contested issue in courts long after the moratorium ended. The federal 30-day notice supersedes many states’ established eviction laws—exceeding required notice procedures and further delaying the start of the eviction court process. In most states, providers are subject to the discretion of different presiding judges as to whether the notice provision is still in effect. Meanwhile, owners and managers face even more lost rent while they wait, leading to more lost, potentially unrecoverable rent for housing providers, while impacted renters become increasingly unable to repay mounting rent debt. This situation is particularly damaging for “mom-and-pop” and affordable housing providers, and ultimately hurts residents’ long-term housing opportunities.

Ninety-three cents of every rent dollar cover necessary operational expenses. Based on an NAA member survey, the average cost of eviction is $6,767, inclusive of legal fees, court fees, lost rental income, turnover costs and marketing costs. Even a small imbalance of income and expenses can upend an apartment community’s financial health, and the economic impacts touch housing providers and residents alike.

If enacted, the Respect State Housing Laws Act would eliminate the 30-day notice requirement for federally-backed and federally-assisted housing, returning the eviction policies back to the states.

Contact Information

To learn more about this issue, please contact NAA's Public Policy team.